Complete List of Mobile Banking USSD Codes for All Banks in Nigeria

The Complete List of Mobile Banking USSD Codes for All Banks in Nigeria, September 2017, is a post that is aimed at making you the digital businessperson you are. You no longer need to carry your ATM along all the time. And the need to enter the bank before you can either make payment of be paid, is over.

Why you Need This Method

So many people find it difficult to make use of some bank App. But with USSD, you don’t need to bother yourself about knowing how to use the mobile banking Apps or not.

 

 

You can make use of this, so far you can make calls and recharge airtime with your phones.

It’s very similar to internet banking except that it does not use internet access so when a person does not have access to the internet, he/she can still use USSD codes for banking transactions.

It has an advantage over the popular internet banking

 

Recently, I made a post on how to make Make withdrawal or Even pay Money through your ATM Machine, even without an ATM card. That was amazing. And what it’s meant to be. If you want to learn How to Withraw Cash From the ATM without ATM Card, Click here or click on the link below:

1. HOW TO PAY CASH FROM A POS-WITHOUT YOUR ATM CARD
2.HOW TO WITHDRAW CASH FROM A POS-WITHOUT YOUR ATM CARD
3. 3 AMAZING TRICKS YOU CAN PERFORM WITH YOUR ATM CARD IN NIGERIA
4. HOW TO WITHDRAW USING A PAYCODE AT THE ATM-WITHOUT ATM CARD
5.ALL BANKS USSD FOR WITHDRAWING CASH AT ATM MACHINE, WITHOUT ATM CARD

 

Having checked the link above, lets get going. Here is the real reason why you logged in:

 

 

 

 

Complete List of Mobile Banking USSD Codes for All Banks in Nigeria

 

Guaranty Trust Bank (GTB) USSD Code for Money Transfer

Guaranty Trust Bank is the leading bank in Nigeria in terms of electronic banking. They were one of the first to introduce USSD banking, GTBank’s USSD code is 737#. The minimum transfer limit is 1,000 Naira and a daily transfer limit of *20,000 Naira.

To transfer money from your GTBank account to another GTBank account, just dial 7371AmountRecipient’s GTB Account Number# for example 737150000123456789#
To transfer money from your GTBank account to another Bank, use 7372AmountOther Bank Account Number e.g. First Bank# for example 7372100000123456789#.

 

Fidelity Bank USSD Code for Money Transfer

Fidelity Bank USSD code is *770# and the maximum transfer allowed per day is 20,000 Naira.

Fidelity Bank USSD money transfer code to other banks is 770Recipient’s Account NumberAmount# for example, *7700123456789*5000#.

 

First Bank USSD Code for Money Transfer

First bank is one of the best Nigerian banks for electronic banking services. First Bank’s USSD code is *894#.

To transfer money, dial *894#, a list of options will appear including Transfer money, Withdraw money and Make purchases, pay bills, buy airtime and manage account. To make transfer, type 1 and send.
Simply follow the instructions after and make your transfer.

Wema Bank USSD Code for Money Transfer

Wema Bank is relatively new to USSD banking but they offer a good USSD service. Wema Bank USSD code is *945#.

To transfer money with Wema Bank, simply dial *945#
A list of options will appear including Open Account, My Balance, Send Money, Buy Airtime and Cash-on-the-go, Pay Bills, Change PIN, Change Account, Link BVN, Card Control, Pay with Mobile, Receive Western Union and Generate OTP.

Reply with “3” which is for transfer, you will then be asked to choose whether it is to a Wema Bank Account or other banks. Reply with the corresponding number and simply keep on following the on-screen instructions.

Skye Bank USSD Code for Money Transfer

Skye Bank’s USSD mobile code is *833# and to transfer, all you need to do is dial *833# from your mobile phone and follow the instructions.

 

Sterling Bank USSD Code for Money Transfer

Sterling Bank’s USSD mobile banking code is *822#. To perform a transfer, simply dial *822# and follow the instructions however every time you use the Sterling BankUSSD service, Five Naira will be deducted from your line.

 

Diamond Bank USSD Code for Money Transfer

Diamond Bank USSD code has been on the mobile money scene for a while and their USSD code is *710#.

To transfer money to any bank, simply dial 710777Recipient’s Account NumberAmount*PIN# for Y’ello Account Holders

For Diamond Bank to Diamond Bank account money transfers, dial 710710Account NumberAmount*PIN#

Ecobank USSD Code for Money Transfer

Ecobank’s Mobile USSD code is *326# and it has instant transfers, account balance, bill payments, mini-account statements and airtime purchase features. To transfer money from your Ecobank account, dial *326# and follow the on-screen instructions.

 

Zenith Bank USSD Code for Money Transfer

Zenith Bank’s Mobile Banking USSD code is *966# and it gives you access to open an account, check account balance, load recharge cards and transfer money.

To transfer money from your Zenith Bank account to another, dial 966Amount*Recipient’s Account Number# and follow the instructions on the screen.

First City Monument Bank (FCMB) USSD Code for Money Transfer

FCMB’s mobile USSD code is 389214#. To use the FCMB USSD service, you have to visit any FCMB branch or call their customer care on 01-2798800 to get your PIN.

To transfer money or do any other transaction after getting your PIN, simply dial 389214# and follow the on screen instructions.

Unity Bank USSD Code for Money Transfer

Unity Bank’s Mobile USSD mobile code is 389215# and to transfer money, just dial 389215# and follow the on screen prompts.

 

 

UBA USSD Code for Money Transfer

UBA’s mobile USSD code is *919#, dial it and follow the on-screen instructions that follow.

 

Union Bank USSD Code for Money Transfer

Union Bank mobile USSD transfer code is 389032#, dial and follow the screen prompts to complete your transaction.

 

Heritage Bank USSD Code for Money Transfer

The USSD code for transfer for Heritage Bank is 322030#

 

Keystone Bank USSD Code for Money Transfer

Keystone Bank mobile USSD code for transfer is 322082#

 

Access Bank USSD Code for Money Transfer

Access Bank’s USSD code for mobile money transfer is *901#, Simply dial and follow the instructions thereafter.

 

Stanbic IBTC Mobile USSD Code for Money Transfer

Stanbic IBTC USSD code for money transfer is *909#

 

Here you have it. The complete USSD for all transfer through all the Banks in Nigeria. Do other a favour and share this post, using the social icons at the bottom off the post.

Remember that you are free to add all the codes that we might have failed to incude in this post. We also promise to update these codes/USSD as the new ones arrive.

About the author

Valentine

Val is a passionate blogger, digital marketer and a pro web developer. He’s a tech enthusiast, lover of craft and Freelance coach +2348066538123

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