How to withdraw money From ATM Machines without your ATM Cards

There are many ways to withdraw cash from an ATM without an ATM card such as USSD, Mobile Banking, and internet Banking. But I will Use GTBank as a demonstration.

You can go ahead and ask me (or search for the codes in your own bank), but here is the essence of the post; to teach you how to make cash withdrawal, even without your ATM Card.

 

 

Here are the methods for getting that done without anyone’s assistance at the ATM spot:

Internet Banking Method 

Log on to internet banking with your User ID and Password

Click “Account Transfers”

If you want to withdraw from a GTBank’s ATM machine close to you, click ”Cardless withdrawal (GT-Rescue)”

If you want to withdraw from any Other bank ATM, click ”Paycode (Cardless withdrawal)”

Complete displayed form with your “Names”, “Mobile number”, “Account to debit”, “Terminal type” and “Cash-out amount” etc.

Confirm details captured are accurate and completed

Enter “answer to secret question”

Enter “Token code”

Click the “Submit“button to complete your request NB: A reference code is immediately sent to your mobile phone via SMS and you can locate the nearest ATM to make your withdrawals

 

Mobile banking Methods

Download the GT-World application on your “Playstore” for Android phones, “Appworld” for BlackBerry phones and “Applestore” for IPhone

Log on to Mobile Banking with your User ID and Password

Slide your finger on your Mobile phone to display outstanding menu items

Click “Cardless withdrawal” options on the “Banking” module

 

If you want to withdraw from a GTBank’s ATM machine close to you, click ” Cash out (GTBank ATMs)” option

If you want to withdraw from any Other bank ATM, click ” Cash out (All ATMs & POS)” option § Complete the form displayed

Click “Continue”

Enter your “4 digit PIN” or “Token Code” and click “Done” to complete your request

 

NB: A reference code is immediately sent to your mobile phone via SMS and you can locate the nearest ATM to make your withdrawals.

 

USSD Method

Dial *737#

Input”8” to select next page

Input”1” to select cardless withdrawals

Input”1” or “2” to select either “GTBank” or “Other Bank”

If Option is “Other Bank” then, enter “Terminal” as “1” or “2” to select “ATM” or “POS”

Input”Amount”

Enter any 4 digit code to set your “Cash-Out PIN”

Enter your pre-selected 4 digits PIN to complete the cardless withdrawal request

 

NB: A reference code is immediately sent to your mobile phone via SMS and you can locate the nearest ATM to make your withdrawals.

 

For GTBank’s ATM

Locate any GTBank ATM

Press “Enter” button on the ATM

Select the “Cardless Withdrawal (GT-Rescue)” option

Enter “Reference Code” received on your mobile phone

Enter “Amount” (This should be same selected when initiating request on Internet Banking, USSD, Mobile Banking)

Press “Enter “button to proceed

Collect your Cash

 

For Other Bank’s ATM

Locate any Other Banks ATM

Press “Enter” button on the ATM

Select the “PayCode” option

Enter “PayCode number” received on your mobile phone

Enter pre-selected “Cash-Out PIN Number” selected on Internet Banking when initiating request

Enter “Amount” (This should be same selected when initiating request on Internet Banking, USSD, Mobile Banking)

Press “Enter “button to proceed

Collect your Cash

 

 

You can also download a copy as guide to making this kind of transaction. Click >>here to Download the simple guides in PDF

About the author

Valentine

Valentine Nnanyere has strong passion for blogging. He's an internet marketer and a pro web developer.

He's the founder at Jobreaders Nigeria and the lead coach at the #WebFactory

As a a tech enthusiast and social media ,he will help your business, ideologies and self, get more visible on the internet.

Feel free to connect with him on Twitter @ValentineNaira Facebook @ValentineNaira

Phone: +2348066538123

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